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Loan Parameters

Mobiles & Tablets Home Appliances Laptops Two Wheelers Personal Loan
Loan Amount Upto
60,000
Upto
1,00,000
Upto
60,000
Upto
1,20,000
Upto
2,40,000
Loan Term Upto 26 months Upto 24 months Upto 8 months Upto 36 months Upto 51 months
Minimum advance cash/Down payment 0% - 40% depending on commodity price 0% - 40% depending on commodity price 20% - 40% depending on commodity price 20% - 25% depending on commodity price NA

Statement of Charges*

Mobiles Home Appliances Laptops Two Wheelers Personal Loan
Monthly Customer Care Fee NIL to 50 NIL to 50 NIL to 50 NIL NIL
Processing Fee Upto 799 Upto 1179 Upto 799 Upto 3,999 Upto 3%
Late Payment Penalties                          1 Day After Due Date
30 Days After Due Date
60 Days After Due Date
90 Days After Due Date
350
800
1350
2100
350
800
1350
2100
350
800
1350
2100
350
800
1350
2100
350
800
1350
2100
Flat Rate of Interest Upto 30% P.A. Upto 36% P.A. Upto 24% P.A. Upto 19.99% P.A. Upto 38.8% P.A.

Important Information* :

  • — We request that you pay your monthly installment by the recommended payment date as stated in your Loan Summary to avoid any last minute hassles. Paying well on time will not only help you avoid late fees but will also help build a good credit score.
  • — Please refer to your Loan Summary for fee, charges and interest applicable to your loan.
  • — The fee and interest shall be charged basis loan amount, commodity financed and specific offers.