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Looking to furnish your home with the top-of-the-line LED TV, a home theatre or kitchen appliances? You can now buy all of this and more with Home Credit’s easy home appliance loan options. Our home appliance finance solutions cover a wide range of appliances that you run in your household like LED TVs, Air Conditioners, Refrigerators, Washing Machines, Microwave Ovens, Music Systems, etc. A home appliance loan from Home Credit aims to better your lifestyle by letting you invest smartly with the help of options like customized installments and easy repayment options.

Home Credits realizes your need to progress in life and your desire for better things. Just look for the Home Credit representative at leading stores in your city and choose a loan with an easy repayment schedule that suits your monthly household budget. This is what drives us to be the most preferred home appliance finance provider. So choose us to upgrade your lifestyle today!

Indicative list of home appliances available on finance:


  • Air conditioner
  • Air coolers
  • Audio/video player
  • Battery
  • Clothes drying machine
  • CTV
  • Dishwasher
  • Domestic Flour Machine
  • LCD, flat TV, LED TV
  • Home Theatre
  • Inverter & Battery
  • Domestic Kitchen Chimney
  • Microwave Oven
  • Oven,Stove,Hob,Plate
  • Airfryer, Geyser, Oil Heater
  • Plasma TV
  • Photo/Video Camera
  • Refrigerator, freezer
  • Vacuum Cleaner
  • Washing machine
  • Water Purifiers/RO System




On-The-Spot loans up to Rs. 80,000

We know that once you have your heart set on that perfect home appliances and electronics that will make your home beautiful and life better you don’t want to wait for it. With Home Credit’s easy home appliance loanswith minimal documentation at our wide network of stores, you don’t need to wait to take home your favorite appliances!


Loans without credit cards

Home Credit does not require you to have a credit card or have taken a loan before in your life to be eligible to apply for a loan. Apply for home appliance finance and make your home well equipped today!


Wide network of Home Appliance outlets

Walk into the nearest Home Credit dealer for Home Appliance & Electronics loans and take easy, simple and quick loans for appliances that will make your home modern, efficient and beautiful! Click here to find the store nearest to you.


EMIs that suit your pocket

We believe that you are the best judge of your monthly family income and expenses and would never want your loan repayment amount (Monthly EMI) to be a burden to you.  Home Credit India thus provides you the flexibility to select your own monthly installment amount for your home appliance loan that suits your pocket and allows you peace of mind.



We at Home Credit are committed to ensure that the all details of your home appliance loanhave been accurately communicated and captured. While taking a loan from Home Credit, our representatives will make it a point to explain all the details related to your loan clearly and transparently. When taking home appliance finance from Home Credit, you will receive a welcome kit including a Loan Summary that will contain all details such as such as loan amount, due date and monthly installment amount.


Just a call away!

Our friendly and multi lingual customer care staff is always just a call away at 1800 121 6660 to guide you along and help you with your home appliance loan. The Home Credit call centre team reaches out to you in the language of your comfort and takes care to be your guiding partner throughout your loan tenure.


Repayment at your convenience

We understand that each one of us likes to manage our money differently. That’s why Home Credit gives you the choice of an Auto Debit from your bank account each month, online fund transfer or  cash payment at a kiosk! Read more on payment options.

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Home Appliances Finance

Home Appliance Loan at Low Interest