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Sometimes, an urgent need comes up without a warning. A mobile phone that has conked off and needs immediate replacement, a gift for somebody important that needs to be purchased right away or a great online deal that won't wait till the next week. Opportunities don't wait for anyone. And certainly not for you to fill scores of forms and go through long cumbersome steps to get a loan processed and approved.

Home Credit now offers instant online loans to help you tide over exactly these kinds of situations. These smart loans are designed for the ease of application and quick approvals. So, you can complete the whole loan application process online and in one shot. No meeting people, no long wait and no paperwork or hassles. Just login, apply, and get the loan amount in your account within 30 minutes. Real time, real smart.


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    On the spot loans
    up to Rs. 10,000

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    No collaterals

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    No meeting

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    No need to
    fill forms

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    Loan approval
    before you log out


100% online process

You can apply on company's website without any need to visit any branch ever.


Simple application procedure

You need to provide basic information about yourself, and only 2 documents (address proof and ID proof.)


Loan Disbursal

You will get the loan amount directly disbursed in your savings account.



Offer available for all; no need to be an existing customer of the company.


How to pay EMI

Pay EMI online using any online channel like Net-Banking (Bank Transfer using NEFT/RTGS) or Online Wallets like PayU, PayNimo PayTM etc.


Customer support offered through customer care call center.

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