Why choose Home Credit
Quick & convenient
Easy application process
Instant online approval
Apply online and get instant approval on your loan application
Disbursal within hours
Get the loan amount transferred to your bank account within hours
No collaterals or hidden charges
Collateral-free loan process with no hidden charges
Enjoy Home Credit’s financial assistance for all your needs
Personal Loan EMI Calculator
Value-added Services
Opt for our Value-added Services while applying for a loan
Safe Pay
Ensure complete peace of mind with Home Credit’s Safe Pay and get amazing flexibility in EMI repayment and life cover for unforeseen circumstances
Payment Holiday
Free Early Repayment
Life Cover
Blogs
Watch – How to apply for Personal Loan with Home Credit
Frequently Asked Questions
What is a Personal Loan?
A personal loan is a loan that does not require any collateral or guarantor and can be availed with only 2 documents. You can avail a Personal Loan from Home Credit India of up to Rs. 5,00,000 to meet your current financial needs and use it to pay for your immediate needs like medical emergencies, home renovation, wedding, or for any other unplanned expenses.
What are the eligibility criteria for a Personal Loan?
What documents are required to apply for a Personal Loan?
What is the minimum and maximum loan amount offered by Home Credit India?
What will be the tenure for availing a Personal Loan?
How can I apply for a Personal Loan with Home Credit?
Can I choose the loan amount and tenure of my loan?
Do I have to pay any additional charges for a Personal Loan?
Can I get a top-up loan on my existing Personal Loan?
What is Penal Charges?
How can I find out the status of my Personal Loan application?
Which Value Added Services are available along with the Personal Loan?
Is it mandatory to take a Value Added Service with the loan?
About Home Credit Personal Loan
Meet All Your Financial Needs with Home Credit Personal Loan
Responsibilities are numerous, yet money is limited. While significant expenses like a medical emergency, small business, home renovation, dream vacation, taking up an online course, or even purchasing a new appliance can be planned for, there are a few unforeseeable expenses that can catch you off guard and contribute to your dipping resources. With Home Credit Personal Loan, you can make your financial troubles go away in the blink of an eye!
Home Credit offers you one of the most convenient and easy personal loans. We offer an instant personal loan of up to ₹5 lakhs, so whether you want a loan for your dream vacation, an online course, or a medical emergency, we have you covered. Minimal paperwork, maximum flexibility, and quick funds disbursement are all hallmarks of our instant personal loan. In addition, you get a quick personal loan of up to ₹5 lakhs with easy EMI options.