Why Should You Own A Ujjwal EMI Card For Online Shopping?

Modern appliances and gadgets are expensive, and you may struggle to pay for them upfront at times. With the Home Credit Ujjwal EMI Card, you can shop for the latest products on No Cost EMIs** and pay for them in convenient monthly instalments without risking your other financial commitments.  

It’s a blessing to be able to buy all of your favourite products without having to pay the full price all at once. Ujjwal EMI Card also provides additional benefits such as online and offline shopping, flexible repayment terms, and a pre-approved limit of up to Rs. 75000. The benefits of having a Ujjwal EMI Card include instant approvals and ZERO foreclosure fees. You can apply for one right away and convert all your big-ticket purchases into easy EMIs! 

Benefits of Ujjwal EMI Card For Online Shopping 

Instant Credit Limit Up To ₹75000: 

Our Home Credit Ujjwal EMI Card with a pre-approved limit of up to ₹75000 enables you to shop on EMI anytime on both offline & online partners without any hassle! 

A Chance to Shop Big:   

A pre-approved credit limit of ₹75,000 means that you can go big on EMI shopping. This way, you won’t have to rely on your bank savings continuously or face any financial burden! 

Flexibility To Choose Credit Limit: 

Have you been running short of funds? With our Ujjwal EMI card, you can choose your credit limit to your convenience and shop on EMI without a credit card! 

One-Time Documentation: 

To avail yourself of a Home Credit Ujjwal EMI card, you just need to submit just 2 documents only ONCE at the time of application.  

1. PAN Card (Mandatory) 
2. Address Proof – Aadhaar Card 

ZERO Processing & Joining Fees:  

Ujjwal EMI card offers you a chance to shop on EMI and enjoy easy repayments with 0 processing fee*, 0% interest** & 0 joining fees*. 

Easy Eligibility Criteria: 

You can avail yourself of a Home Credit Ujjwal EMI Card, if you fulfil the following criteria: 

• Be an Indian citizen aged between 18 and 60 years.
• Have valid ID proof and current address proof.
• Be employed, self-employed, or a pensioner.
• Maintain an active bank account.
• Ensure a minimum 90-day interval between two Home Credit loan applications.
• Demonstrate a monthly household income exceeding ₹25,000. “Household” refers to an individual family unit comprising a husband, wife, and their unmarried children.

ZERO Foreclosure Charges: 

Unlike other loans, which normally charge a minor fee for early payback, our EMI card allows you to foreclose the loan without incurring any fees. 

How To Apply For Home Credit Ujjwal EMI Card? 

1. Download the Home Credit App
Download the Home Credit app from the Google Play Store. 

2. Apply For Ujjwal EMI Card
Register on the app with your mobile number & proceed with your Ujjwal EMI Card application. 

3. Activate Your Credit Limit
Submit the required KYC documents & choose your credit limit. 

Apply for a Home Credit Ujjwal EMI card now so you no longer have to stray away from your dream purchases due to the fear that it will leave a massive hole in your pocket or take a big chunk of your savings away.