In India, personal loans have become an increasingly popular financial tool to meet various personal needs, such as medical emergencies, wedding expenses, home renovations, or debt consolidation.

The festive season is a time for joy, celebration, and, of course, gift-giving. While traditional gifts like gadgets, clothing, and accessories are always appreciated, there’s a growing trend toward giving gifts that contribute to financial well-being.

Whether it’s for funding your dream vacation, managing unexpected medical expenses, or consolidating existing debts, a personal loan can be a lifesaver.

Who wouldn’t like to be rich and successful in life? We have all had dreams about doing something big and earning a lot of money in our future. 

In life, unforeseen circumstances have a habit of knocking on our doors when we least expect them.

Holiday season is one of the most exciting times of the year, but it can also be expensive.

Managing finances can be a challenging task, especially when unexpected expenses arise or when you’re striving to achieve significant life goals.

Traveling is a dream that many of us share, but often, the cost can be a significant barrier.

Are you handling your finances well? Or do you need further improvements? In this article, we are talking about the 25 best practices to maintain good financial management.

Need a phone with an excellent display, good cameras, and a day’s worth of battery life?

Often the term ‘financial planning’ can be heard. But is it just having money and some bank balance?

Managing finances is an integral part of our lives, and at times, unexpected expenses or opportunities may arise that require additional funds.

From time to time, we always have crucial decisions to make, and chances are that it will cost money!

Are you scared of wasting too much money? Are you confused about the available choices?

The online shopping culture in India has gained a lot of popularity over the previous decade, and the COVID-19 situation has accelerated this trend.

Financial institutions judge you and your credit standing on the basis on your credit score and quality of financial transactions.

Financial institutions judge you and your credit standing on the basis on your credit score and quality of financial transactions.

Of course, the process of wealth creation is a long-drawn process held up by 4 critical pillars of strength.

Don’t even think about canceling that card before you do these five things.

A new year begins with the ray of hope for greater profitability & that your investments will only move positively.

Getting your first credit card can be exhilarating as it indicates you have finally arrived.

When it comes to your credit score, there are some things that can make it go down.

There are special financial ‘to-dos’ to tackle while you’re spending time at home mostly.

In the era of e-commerce when we have come to accept online discounts and cashback policies as the order of the day, it was but inevitable that a digital platform for trading and investments was to follow suit.

Diwali shopping can often be overwhelming, but with Home Credit India's Ujjwal EMI Card, you can enjoy a stress-free experience.

Applying for a loan is an easy ‘to do’. But, how many times does that application actually gets approved? Not always.

Many lessons learned can be financially draining, take them all seriously to take critical financial decisions that may be skipped otherwise.

When difficult times fall upon you, an individual may consider borrowing from close members to forgo complicated application & approval processes of banks & other financial institutions.

There are many existing Budget Apps in the country for use, so it’s best to utilize one for financial control & regulation. Let’s begin in an ascending order to list a few important Andriod Budget Apps:

Belonging to an Indian middle-class family all through my life, I have been very careful about managing my expenses in proportion of my earnings.

Are you looking for a credit card to shop for your favorite items? Typically, the younger generation, office class likes to get the best cards for shopping & lifestyle in India.

When an instant loan is applied for both the co-signer and co-borrower are equally responsible for the loan taken.

As a young aspirant, saving money could look like a gigantic task. This is primarily true because as a brewing adult, you have a long list of tasks. It’s obvious to look at your earnings as a perfect model of spending.

As a small business owner, you are no stranger to the constant need for financial resources to fuel growth and navigate through unexpected challenges. 

As Indians, we are no longer new to mutual funds. Asset management companies (AMCs) and fund distributors like to aggressively promote their investment products as a part of their routine.

Savings on tax is a crucial aspect of personal finance of every household. Of the multitudinous taxes on the common man, one of them, a major one, which burns a hole in the pocket, is the Income Tax.

When you find yourself in need of a quick cash loan, then waiting for approval can be frustrating.

How do you imagine a natural emergency to look like when it falls upon you? This could call for adequate financial security to cover for urgent requirements even in a city like Hyderabad.

As we hit the half year mark, it is a good time to stop by for a moment and reflect back on your spending habits.

As humans, you like to approach and seek money from friends or family first, however they may or may not like your act of borrowing.