How to Apply for Personal Loan for Medical Emergency?

A medical emergency might happen at any time, which means you will need money to cover your medical expenditures. Environmental factors and city living are two of the most important aspects that influence your health and place you in risky situations. Furthermore, the soaring healthcare expenses associated with this pandemic complicate the situation.

But what if you don’t have the financial means to cover the treatment costs? Where do you go to get the quick cash you need on such short notice?

Taking a personal loan for medical emergency to cover these hefty treatment costs can be the ideal solution for you.

About Home Credit Personal Loan for Medical Emergency

We understand that focusing on the health of a loved one while also managing finances is incredibly difficult.

You won’t have to do that with our personal loan for medical emergencies. We at Home Credit provide you with a quick personal loan of up to ₹5 lakhs with minimal paperwork to help you afford your medical treatments.

You can get a personal loan from Home Credit to cover unexpected expenses. Simply fill out an online loan application, and we’ll give you instant approval along with quick disbursal of funds once all the necessary procedures are in place.

We ensure that you don’t have to wait for funds to seek the best care for yourself or your loved ones with our instant personal loan for medical emergencies.

Features & Benefits

Get through any step of your health journey with our instant personal loan, which can help you meet a wide range of medical expenses. Here are some key features & benefits of our personal loan for medical emergency:

• Loan Up to ₹5 Lakhs: Home Credit offers a personal loan amount ranging from ₹10000 to ₹5 lakhs for existing customers to fund their medical expenses.
• Instant Loan Approval: No need to wait for long hours or seek financial help from friends and family. We provide instant approval on the personal loan for a medical emergency.
• No Collateral Required:You do not need to provide any collateral or any security to get a personal loan from Home Credit.
• Minimal Documentation:To apply for an instant personal loan, you just need 2 documents – Your identity and address proof.
• Easy Application Process: Applying for a personal loan with Home Credit is quick, easy, and seamless with minimal documentation and instant approvals.
• Flexible Repayment Tenure: You can easily repay the loan amount in flexible EMI’s as per your convenience with a repayment tenure ranging from 9-51 months for existing home credit customers.
• Fully Digital Process: Apply for an instant loan online with Home Credit and skip the long waits with a completely digital application process.
• No Hidden Charges: At Home Credit, transparent and secure processes are at the core of what we do, so everything you pay is what you know!

Need some funds urgently? Apply for a medical emergency loan today!

Why Choose Home Credit for Medical Emergency?

Whether it is a medical emergency, full-day hospitalization, or short treatment, a Home Credit personal loan is a stop solution for all your medical needs. It’s just the perfect way to cover your medical expenses in a few clicks!

Here are a few reasons why Home Credit can be your perfect partner in times of need:

Home Credit – A name you can trust!

Our team at Home Credit assists you at every stage of your loan journey, keeping the desires and needs of our customers in mind.

We are flexible

Home Credit India offers flexible repayment options to make our instant loan perfect for your needs.

No Collateral? No problem!

We do not want you to give us any security or guarantor to cover the instant personal loan.

Lengthy Documentation – Not our thing!

We only need just 2 documents that are necessary to process your loan application.

Customer experience at its best

Our customer centric approach gives us the edge and has left countless of our customers satisfied.

Home Credit India takes pride to serve in 600+ cities all over India with instant approvals & quick loan disbursal. We make every effort to help you meet your financial goals to the best of our abilities.

Personal Loan for Medical Emergency: Eligibility Criteria

To avail yourself of a personal loan for medical emergency, you must follow the eligibility criteria below:

• Be an Indian citizen aged between 18 and 60 years.
• Have valid ID proof and current address proof.
• Be employed, self-employed, or a pensioner.
• Maintain an active bank account.
• Ensure a minimum 90-day interval between two Home Credit loan applications.
• Demonstrate a monthly household income exceeding ₹25,000. “Household” refers to an individual family unit comprising a husband, wife, and their unmarried children.
• Need to be an existing customer of Home Credit (should have availed Ujjwal EMI Card/ Consumer Durable Loans/ Personal Loan/ Flexible Personal Loan in the past).

How to Apply for a Home Credit Personal Loan?

Availing of a personal loan for medical emergency up to ₹5 lakhs is just three simple steps away. Simply follow the steps below to have your instant loan approval right away:

• Enter your phone number and follow the simple steps to check your eligibility.
• Get instant online approvals on medical emergency loan of up to ₹5 Lakhs.
• Get the loan amount disbursed within hours of signing the agreement.

Home Credit alleviates the stress of dealing with unexpected medical costs. All you have to do now is to apply for an instant personal loan and plan your next steps, whether it’s to seek a second opinion, pay for medical tests, or undergo emergency hospitalization and surgery.

Download the Home credit personal loan app on your phone to get started!