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Who We Are ?

Home Credit is one of India’s fastest growing non-banking financial company with operations in 77 cities, across 15 states and 11,000 points-of-sale (PoS) through which we cater to over 3 million customers. We are committed to drive credit penetration and financial inclusion by offering financial solutions that are simple, transparent and accessible to all. Home Credit India has also been recognized by Aon Hewitt as a 'Regional AON Best Employer 2017' for employer excellence.

What We Do ?

Home Credit offers easy, simple and fast loans for a range of Home Appliances, Mobile Phones, Laptops, Two Wheelers , and varied personal needs. Typically, the first touchpoint for us to connect with our customers is through a PoS, that offers loans which are:

  • — Easy

    Applying for a loan with us is incredibly easy. We do not require that you should have taken a loan in the past or should even own a credit card to apply for a loan. Even if this is your first loan ever, we encourage you to apply to Home Credit to make your dreams come true.

  • — Simple

    At Home Credit, we’ve made our entire loan application process easy to understand. Especially for first time loan-takers, our clear and transparent terms and conditions and friendly multi-lingual customer care make understanding the world of finance so easy! Not only do we partner you through your loan process, but help you build your overall credit score, making finance easily accessible to you in the future.

  • — Fast

    At Home Credit, we aim to minimize your waiting time through the loan process. With easy documentation requirements (only an address and ID proof), you can apply for a loan instantly!

How We Do It ?

  • Visit a Home Credit partner store and choose a product for purchase.
  • Meet the Home Credit representative who will help fill out your loan application form.
  • Home Credit evaluates the application based on internal guidelines.
  • Once accepted, you can decide on your monthly repayment amount, sign the agreement and make the down payment.
  • Take your new purchase home the very same day !
  • Don't forget to make your monthly payments amount before the due date using our easy repayment options.