Are you struggling with managing your debt? You're not alone. Many people face challenges when it comes to debt management. However, with a few tips, you can learn to manage your debts effectively. In this blog post, we will discuss six important debt management tips that you can learn and apply in 2024.

In today's digital age, financial fraud is becoming increasingly common. Scammers are constantly devising new ways to trick unsuspecting individuals into revealing their personal information or making fraudulent transactions.

As your child ventures into adulthood, they will face various financial milestones, one of which may be applying for their first personal loan.

This infographic shows when you should start saving and why through Aisha and Riya’s stories.

In the pursuit of financial stability and success, setting clear and achievable personal finance goals is a crucial step.

This is the last piece of the mantras series. In this piece, Arvind talks about the various ways your loan company can help in case of default. It suggests steps like contacting your lender asap and informing them about the reason for the delay, sharing your previous repayment history with them, etc. and informs you of the ways your loan company can help you deal with your debt. Then he informs Ravi about some ways his lender can help his deal with his debts.

Are you thinking about making your money work for you? Investing is a smart way to grow your savings over time.

Jaanniye Aasaan Tareeke EMI Ka Bhugtan Minton Mein Karne Ke!

This article will help readers differentiate between good and bad debts. It talks about the basic factors like cost, if the loan helps you build an asset, if it helps you secure your future, etc. that differentiate good debts from bad ones.

A lot of people find it difficult to understand their credit reports. This piece tell you how to read your credit report section by section and helps you understand which portions mean what, like the first portion contains personal details,the second portion reflects one;s employment details like income, the next portion has details about the loans acquired and their history, etc.

While taking a loan might be an easy option, it’s not advisable to borrow unnecessarily. Learn more about benefits of saving regularly and consistently.

Budgeting is the solution of most financial problems. In this listicle, learn about what budgeting is and its many benefits.

Vidhi complains to Arvind that despite budgeting as he had suggested, she still isn’t saving enough. Read this comic strip to know why and how Arvind helped her find a way to save thousands of rupees!

If you want to save but don’t know how much to, read this infographic to choose a method that suits you best from three easy options.

In today's fast-paced world, setting financial goals is crucial to secure a stable future.

In this listicle, read about common budgeting mistakes couples make and how you can overcome them to achieve all your financial goals together.

The holiday season is a time of joy, celebration, and spending time with loved ones.

In today's fast-paced world, financial goals and dreams are many. Whether it's pursuing higher education, starting a small business, or renovating your home, we all have aspirations that require financial support.

Do you want to start budgeting but don’t understand how? We’ve answered budgeting FAQs that can help you kickstart your journey.

Sahu ji is worried about his family’s wellbeing but doesn’t have a life insurance plan yet. Arvind helps him understand why it is important to get one.

Feel like your budget isn’t quite working? You could be making any of the budgeting mistakes listed here. Read on to know how Seema and Uday fixed their budgets successfully.

As we step into a new year, many of us are eager to make positive changes in our lives, and one area that often takes center stage is our finances.

Wealth planning is essential for achieving financial security and prosperity. However, the road to build and preserve wealth is not without its share of risks. To ensure a successful journey, it is crucial to understand and effectively manage these risks. In this blog, we will explore the concept of risk management in wealth planning.

In a world where financial goals often seem elusive, personal loans emerge as versatile tools that can empower individuals on their journey towards financial independence.

Have you ever heard the term "repo rate" and wondered what it's all about? Well, you're not alone.

Do you want to start budgeting but don’t understand how? We’ve answered budgeting FAQs that can help you kickstart your journey.

In a world marked by economic uncertainties and rapidly changing financial landscapes, effective budget planning is the cornerstone of a secure and prosperous future.

Saving money is a crucial aspect of financial planning, and choosing the right saving schemes can significantly impact your wealth accumulation.

Personal loans have become an indispensable financial tool for many individuals, offering a quick and convenient way to address various financial needs.

Arvind and Ravi are halfway through their 5 mantra plan and are meeting to discuss the third mantra - Adopt a method to pay debt systematically. Arvind helps Ravi chart out a workable method, which is best suited to his situation to pay off his debts.

Building wealth is a goal shared by many, but it can often seem like a complex and overwhelming task. However, with a few simple strategies and a basic understanding of investing, you can set yourself on the path to financial success.

Responsible children grow up to be wise adults. Give your children the tools to become financially successful in the future with these tips.

Ever feel like you're paying too much in taxes each year? You're not alone. As a salaried employee, a huge chunk of your income goes towards taxes. But here's the good news: there are legal ways to reduce your tax burden. Section 80C of the Income Tax Act 1961 allows you to claim deductions on select investments and expenses.

Sameer understood the importance of having medical insurance only after getting into an accident. Here’s what you can learn from his experience.

Have you ever made an impulsive purchase and regretted later? Or fell into the trap of a promotional offer? This article tells you the important questions that you must ask before deciding to borrow money for anything.

ONLY KEEP AS MUCH CASH AS YOU NEED This will help you reduce impulsive spending and stay aware of every rupee you spend

While you might have a bank account, do you truly understand its benefits? Read on to know all the ways you can benefit from having one.

Every small drop makes an ocean. Similarly, every rupee you save could come to use in the future. In this article, we offer you ways to save money in the most unlikely of ways.

While emergency funds are meant to be easily accessible, that doesn’t mean you should store it all in cash. Instead, follow these tips to keep them secure yet accessible.

When investing in the stock market, one of the most attractive aspects for investors is the potential to receive dividends. A dividend is a portion of a company's profits that is distributed to its shareholders. However, not all companies follow the same approach when it comes to distributing dividends.

GET SMART WITH YOUR MONEY MVELOPES. It divides your expenses into separate categories or 'envelopes' and allows you to set spending limits.

Make your budget water-tight by using these tips to keep yourself from misspending your money.

An emergency fund can provide a cushion in various situations. Read on to understand why you need it, and how you can build one.

Saving money is imperative but making stupid mistakes can water down your efforts to save. Here are some common mistakes to avoid.

When it comes to investing your hard-earned money, it's important to have a clear strategy in mind. Two common approaches are long-term and short-term investments.

Overestimating income is a more common mistake that you would think. In this article, we give you step-by-step guides to avoid spending with the assumption of having more money.

In recent years, the landscape of personal finance in India has undergone a transformative shift, thanks to the emergence of innovative financial technologies.

You save money to secure your future, but your present may need it more at times. Particularly when dealing with excessive debt, savings and investments can help you repay them sooner. Find out how Arvind helped Ravi identify sources of extra money to clear his debts.

Debts can either help you achieve life goals sooner or pull you farther away from them. Ravi was struggling with his loans too, but Arvind told him about these 5 mantras that will help him get out of debt.

The festive season is a time of joy, celebration, and togetherness.

We all need to borrow money at some point in our lives. But it is very important to know when to stop and reassess our finances. This article mentions indicators that can tell you if you have more debt than you can comfortably repay. 

Everyone has their idea of a dream lifestyle. Follow these steps to create a budget so that you can achieve yours.

In a dynamic and ever-changing economic landscape, the quest for financial stability and growth is a common pursuit.

One cannot do without a bank account today. Find out how to decide if you need one or more based on your finances.

Having a fool-proof budget can get you on the right financial track. Use these 10 tips to keep your finances on track.

Life is full of surprises, and emergencies can happen when we least expect them. Whether it's a sudden medical expense, a car repair, or a job loss, having a financial safety net can make a world of difference.

In a world where financial decisions play a crucial role in shaping our lives, imparting financial literacy to children has become more important than ever.

ACTUAL INCOME = MONTHLY INCOME - (SAVINGS + EMI + TAXES + OTHER LIABILITIES LIKE INSURANCE PREMIUM, MEDICAL BILLS ETC.)

Have you ever wondered what exactly a credit bureau does? This article will help you understand the role that credit bureaus play in an economy and the ways in which they can help you as a borrower.

In a world driven by constant change and economic uncertainties, the ability to make informed financial decisions is more crucial than ever.

Are you planning to take a loan soon? But are you fully prepared to take the loan? Here’s a checklist you must read to make sure your loan application is processed and approved easily.

In an era dominated by digital interactions, the convenience of online services comes with an inherent risk

Have you ever wondered what your everyday choices say about your financial future? The way you live, spend, and save can give valuable clues about where your finances might be headed.

Interest rate is what a loan company or bank charges for the loan amount they grant you. It is an important factor that determines the total cost of the loan.

Overspending can sneak up on anyone and put a dent in your wallet. But fear not, because managing your spending doesn't have to be complicated!

When it comes to managing our finances, many of us are often unsure of where to begin. We may have dreams and aspirations, such as buying a house, funding our children's education, or retiring comfortably. However, without proper financial planning, these goals can remain distant dreams.

Understanding taxes can be a bit tricky, but it's crucial for managing your finances effectively.

Managing your finances wisely is essential for a secure financial future. One crucial aspect of financial health that often gets overlooked is the Debt-to-Income Ratio (DTI).

In a world driven by digital advancements, online personal loans have become increasingly popular in India.

Have you ever found yourself struggling to manage your finances while repaying your debts? If yes, you may have to do more than just cutting down on unnecessary expenses. In this article, you will find how Arvind helped Ravi find extra money to pay off his debts.

Money goals are like a roadmap for your financial journey. They help you navigate through life, ensuring you reach your desired destination of financial stability and security.

This article will help readers differentiate between good and bad debts. It talks about the basic factors like cost, if the loan helps you build an asset, if it helps you secure your future, etc. that differentiate good debts from bad ones.

Paying yourself first ensures you always save money. Read on to understand more about what it is and how it can help you.

Tax planning is a crucial aspect of financial management for salaried employees.

Managing your money wisely is like steering a ship through choppy waters – it requires planning, careful navigation, and a clear destination in mind.

You may not forget about your monthly bills, but many of us often skip budgeting for occasional expenses. In this article, learn how Ravi, Riti, and Shruti found a way never to miss their irregular expenses.

We all have different saving goals. Here’s where you should keep your savings based on the duration and nature of your goals.

The festive season is not just a time for celebrations and joy; it's also an opportune moment to invest and grow your wealth.

When you find yourself in a lot of debt, this first thing you should do is to reassess your budget. In this article, you will see how Ravi found money in his monthly expenses to repay some of his debts.

Borrowing money from loved ones may seem convenient, but it can get complicated if you don’t treat them like any other loan. Here’s a list of things you must keep in mind while borrowing money from friends and family.

Having an insurance plan is like having a life jacket – you won’t know how useful it is unless you really need it. Read on to understand how the most common types of insurance plans can help you.

It’s not just about how much you save. It’s also about how S.M.A.R.T you save. Find out what they are for you and how you can save for them.

You may have heard about credit scores if you have applied for a loan. But most of you may not know about its impact on things apart from your borrowings. This piece can help you understand other such ways in which your credit score may affect you.

As a moneymaker, you have worked hard to build your portfolio and want to see solid returns over time. However, during periods of high inflation your investments and returns can come under pressure.

Understanding taxes can be a bit tricky, but it's crucial for managing your finances effectively.

Wealth planning is essential for achieving financial security and prosperity. However, the road to build and preserve wealth is not without its share of risks. To ensure a successful journey, it is crucial to understand and effectively manage these risks. In this blog, we will explore the concept of risk management in wealth planning.

Not every type of bank account is right for everyone. Read this piece to find out which one you should choose based on their pros and cons.

When your finances are tight, it can be difficult to decide whether you should save or repay debt. Use these tips to manage debt, save more, and learn how to prioritize them.

This article talks about old and new ways of saving money. It also mentions quick tricks to save more from everyday expenses.

Budgeting is a fundamental skill that empowers individuals to take control of their finances and work towards their financial goals. Creating a budget helps you track your income and expenses, identify areas where you can save money, and make informed financial decisions.

This piece takes an example from the lives of Rita and Rohan to illustrate how internet banking has made various aspects of the banking experience extremely convenient.

You might have heard many myths about bank accounts. Read this piece to dispel those notions and understand how you can benefit from having a savings bank account.

In today's fast-paced world, managing finances can be a daunting task for working professionals.

Do you ever find yourself confused about the difference between saving and investing? You're not alone! While both involve putting money aside for the future, they are two distinct financial strategies.

You’re probably already aware of the need to file your income tax return (ITR) every financial year. But did you know that there are some common mistakes associated with filing ITRs? It’s important to be aware of these mistakes so that you can avoid them and make sure your ITR filing is accurate and effective.

Tax planning plays an important role in managing finances effectively. With the introduction of the new tax regime in India, taxpayers now have the option to choose between the old and new tax regimes based on their financial goals and circumstances.

In today's world, personal loans have become an important financial tool to help individuals meet their financial goals. Be it organizing a wedding, buying a car or house, or even consolidating debt, personal loans can provide much-needed financial help.

Your CIBIL score is an important factor in finding out your creditworthiness and can affect your ability to obtain loans, credit cards, and other financial products. A low CIBIL score can lead to higher interest rates, which can be a burden on your finances.