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Upgrade your mobile phone in 3 easy steps

Walk out with your new phone in less than 20 minutes!

You can also shop online or at our partner shops using Home Credit Ujjwal EMI Card, click here to shop now >

APPLY NOW

Why choose Home Credit

No credit history required
No credit history
required

Avail loans even if you’ve never taken one before

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On-the-spot
loans

Get your loan request approved instantly

Convenient Repayment Modes
Convenient
repayment modes

Pay online, using the mobile app or via other repayment modes

No hidden charges
No hidden
charges

Transparent terms & conditions for your peace of mind

Value-added Services

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  • Mobile Protect
  • Safe Pay
  • Extended Warranty

Opt for our Value-added Services while applying for a loan

Mobile Protect insures your phone from damage like breakage and liquid damage. For more information please click here.

EMI Calculator

Frequently Asked Questions

To get answers to the frequently asked queries, please check out our FAQs section here.

Guaranteed customer happiness

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  • customer-2

    "Maine apne dono phone Home Credit se finance karvaya hai. Process bhut aasaan hai, main Home Credit ke sath juda rahunga aur friends ko recommend krta rahunga."

    - Nitesh Jain

    Purchased : Mobile Phone Watch Video Home Credit Video Play
  • customer-2

    "EMI aaraam se pay  kar sakte hain app ke saath, bina kisi problem ke."

    - Sonu Mehta

    Purchased : Mobile Phone Watch Video Home Credit Video Play
  • customer-2

    "Jaise bola tha, ussi hisab se EMIs mili. Maine Home Credit ke convenient EMI plans ke saath apne manpasand phones liye, bina kisi problem ke."

    - Peer Hasan

    Purchased : Mobile Phone Watch Video Home Credit Video Play
  • Tarun Jaiswal

    "Home Credit ke saath apni zaroorat ki cheez khareed sakte hain aur easily pay kar sakte hain."

    - Tarun Jaiswal

    Purchased : Mobile Phone Watch Video Home Credit Video Play
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