What Are The Benefits of The Home Credit Ujjwal EMI Card?

We all have goals in life, whether it’s to buy the best smartphone to pursue our passion for photography or to buy the latest refrigerator for our mothers to proudly display in their kitchens. It goes without saying that making big purchases needs financial planning and commitment. However, with the Home Credit Ujjwal EMI Card, you can shop on easy EMI and repay the amount over time in smaller chunks.

Our Ujjwal EMI Card includes a number of appealing features that will make your purchases easier and more fulfilling. You not only get a pre-approved credit limit of up to Rs. 75000, but you also get to repay in easy EMIs at no added cost and with no foreclosure charges. The repayment terms are also tailored to meet the diverse needs of customers. Here’s everything you need to know about the Ujjwal EMI Card’s benefits, which make it a convenient payment option. 

Home Credit Ujjwal EMI Card: Features & Benefits! 

Instant Credit Limit Up To ₹75000: 

With a pre-approved limit of up to Rs. 75000, our Home Credit Ujjwal EMI Card allows you to shop on EMI at any time, both offline and online partners, with no hassle!

A Chance to Shop Big:

With a credit limit of Rs. 75,000 pre-approved, you can go big on EMI shopping. This way, you won’t have to rely on your bank funds indefinitely or face any financial hardship!

Flexibility To Choose Credit Limit: 

Have you been running short of funds? With our Ujjwal EMI card, you can choose your credit limit to your convenience and shop on EMI without a credit card! 

One-Time Documentation: 

To get a Home Credit Ujjwal EMI card, you simply need to submit two documents only once throughout the application process. 

1. PAN Card (Mandatory)
2. Address Proof – Aadhaar Card

ZERO Processing & Joining Fees:  

Ujjwal EMI card offers you a chance to shop on EMI and enjoy easy repayments with 0 processing fee*, 0% interest** & 0 joining fees*. 

Easy Eligibility Criteria: 

You can avail yourself of a Home Credit Ujjwal EMI Card, if you fulfil the following criteria: 

• Be an Indian citizen aged between 18 and 60 years.
• Have valid ID proof and current address proof.
• Be employed, self-employed, or a pensioner.
• Maintain an active bank account.
• Ensure a minimum 90-day interval between two Home Credit loan applications.
• Demonstrate a monthly household income exceeding ₹25,000. “Household” refers to an individual family unit comprising a husband, wife, and their unmarried children.

ZERO Foreclosure Charges: 

Unlike other loans, which normally charge a minor fee for early payback, our EMI card allows you to foreclose the loan without incurring any fees.

With such a fantastic bouquet of distinct advantages to your fingertips, you can easily shop on EMI online with Ujjwal EMI card. You can buy anything from leading brands including home appliances, electronics, mobile phones, lifestyle products & much more – all on easy EMIs with 0 processing fee*, 0% interest** & 0 joining fees*. 

So, what are you waiting for? Apply for the Ujjwal EMI Card today!